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  1. #1
    Join Date
    May 2008
    Posts
    111

    Default Personal Property Loan and FDCPA

    My question involves collection proceedings in the State of: SC
    So my fiance stupidly went to a Loan company (personal property loans) and took out a loan. A week later he lost his job and now i'm the only one working. I can't pay on this loan along with my other bills and i told them that when they started calling refs. we have no problem paying when he gets another job but question lies in their collection techniques: A) they have given out his personal info to me and his mother and father (i.e. they told me that he'd never made a payment and that he owed 122.00 currently) and told his parents that he owed over 700.00 total. B) they also called stating that they needed him to come to abc address for a job interview. wouldn't say where they were from or anything but thanks to caller id i already knew. i also happen to know that this company's policies prohibit them from hiring someone that has a loan with them. (used to work there). can they legally give this info out and misrepresent themselves?

  2. #2
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: Personal Property Loan and FDCPA

    FDCPA only applies to third party collections not from the lender themselves.

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