My question involves a consumer law issue in the State of: Florida
I was about to buy a car today from a used car dealer, I gave him a down payment but he needed some documents before the car could be fully purchased. He also kept the title of a car I was going to trade in...
However, I did not have the documents at home (theyre missing somewhere) and I do not want to buy the car (found out that the dealer has scammed MANY people).
The dealer refuses to give me back my down payment and says he'll give my title back Monday....(THIS IS THE PROBLEM)
1. Can I get my down payment back?
2. Can he legally keep my title? There was no exchange of cars made today
3. What legal action can I take? I'm losing my mind over the fact that he has the title for my car.
Edit: The deal could never be finalized (cause of the documents he needed-proof of insurance, utility bill, my bankruptcy discharge paper, and a reference list sheet he gave me...said he couldn't give me the car till he had those).