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  1. #1
    Join Date
    Jul 2011
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    Default Roommate Was Primary Borrower, Account Now in Collections

    My question involves collection proceedings in the State of: WA

    My roommate took out a credit card because she was in a car accident and could not afford her deductible. She needed a co-signer and was very hysterical about the whole thing I felt bad and it was kind of pressured on me to do it. I checked my credit report today and found out the account is now in collections. What can i do?

  2. #2
    Join Date
    Sep 2005
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    Default Re: Roommate Was Primary Borrower, Account Now in Collections

    Pay the bill you agreed to pay? That's what happens to cosigners when the borrower defaults.

  3. #3
    Join Date
    Sep 2011
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    1

    Default Re: Roommate Was Primary Borrower, Account Now in Collections

    Quote Quoting mathissj
    View Post
    My question involves collection proceedings in the State of: WA

    My roommate took out a credit card because she was in a car accident and could not afford her deductible. She needed a co-signer and was very hysterical about the whole thing I felt bad and it was kind of pressured on me to do it. I checked my credit report today and found out the account is now in collections. What can i do?
    If she made a verbal or written promise that she would pay this off by herself and is not doing that, I believe you can sue her. It sounds like the debt in question is a few hundred dollars, so I would sue her in your state's small claims court.

    I am not a lawyer although sometimes I wish I were.

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