My question involves an injury that occurred in the state of: MO
I dropped my kids off at church on Monday. Tuesday, a man (claiming to be a cop, though he never showed ID) and a teen girl came up to me in that same parking lot and asked if I had been involved in an accident yesterday. I said no. He said that the girls says I was pulling out of my parking spot (parallel parked) and hit/scraped her car and she said it made her car move like a foot.
I said I felt nothing like that. We looked at my bumper and I do have a scratch, though I couldn't say for sure if it was there before or not. I have a few scrapes and dings. He showed me the tiny scuff on her back bumper as well. He said we needed to exchange insurance info and that she would go to the police to file a report.
I do not recall at all hitting someone, and while I suppose it could be true that I could have scraped someone without really realizing it (though unlikely), I do not think it is possible that I could have hit someone hard enough to move their car a foot and not notice.
Today she said she got it checked out at the dealership and they say they need to repair the bumper. Again - if I was pulling out of a parking spot I would have been going slowly. Too slow to move her car like she said and certainly too slow to have caused that kind of damage.
Isn't this just a "he said, she said" kind of thing? And I heard something about parking lots being "no fault zone" or something... yes? What are my options here?
By the way, she and the man also suggested that this be done without insurance and I could just give them money after she got an estimate.
It just seems like this could all be a scam to get my money! For all I know, she hit ME. The total is $373 and again, I just don't see how a scrape that I didn't notice could have caused that much damage.