Results 1 to 2 of 2
  1. #1
    Join Date
    Jul 2011
    Posts
    1

    Default Contacted By Two Collection Agencies Over a Single Debt

    My question involves collection proceedings in the State of: Missouri

    Hi. Back when I was 18, I made some stupid decisions when it came to credit cards, etc. After a number of years, I sent off various letters to get the old debts removed off of my credit report or other debts that credit agencies were unable to provide documentation on. The rest of them I paid.

    Now I'm receiving a letter from a collection agency collecting for another collection agency? The original company isn't even on the letter...just the name of a different collection agency.

    At this point, I'm not quite sure what I should do. I spent a number of years cleaning up my credit and my credit report so I know if this debt is even valid, it's easily over 14 years old.

    Thanks for any help.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Contacted By Two Collection Agencies Over a Single Debt

    It's possible that the creditor changed from one collection agency to another.

    If you want to request validation of the debt, as the initial contact letter indicates, you can do that.

    I cannot see your credit report from here, but the absence of a debt from your credit report does not mean that you don't owe the money - it just means that the debt isn't listed on your credit report.

    If the debt at issue is more than 14 years old, you're most likely dealing with a junk debt buyer. I expect the statute of limitations ran a good number of years ago.

    1. Sponsored Links
       

Similar Threads

  1. Debt Collectors: Credit Counselors and Debt Collection Agencies
    By In debt in forum Debts and Collections
    Replies: 4
    Last Post: 12-05-2008, 11:37 AM
  2. Debt Collectors: Two Collection Agencies Trying To Collect On The Same Debt, Who Do I Pay?
    By lonibones in forum Debts and Collections
    Replies: 3
    Last Post: 03-25-2008, 10:03 AM
  3. Debt Collectors: Credit Reporting Agencies' Interest In The Debt Collection Industry
    By Josephine Cagle in forum Debts and Collections
    Replies: 2
    Last Post: 08-15-2007, 01:03 PM
  4. Credit Reports: How To Sue Credit Reporting Agencies and Collection Agencies
    By giterdone in forum Personal Finance And Investment Law
    Replies: 1
    Last Post: 07-17-2006, 06:36 PM
  5. Debt Collectors: Collection agency has not contacted me
    By keshayla in forum Debts and Collections
    Replies: 1
    Last Post: 06-07-2006, 08:57 AM
 
 
Sponsored Links

Legal Help, Information and Resources