My question involves a consumer law issue in the State of: Pennsylvania
I recently purchased a truck from a small used car dealership. The selling price was $11000 and I financed through a finance company (its not buy here pay here.) I had trouble getting approved and somehow the dealership was able to make it happen. I only put $500 down. Now when I got the contract, the numbers were all jacked up. Instead of the selling price being $11000, the contract stated that it was $14000 and had my down payment listed as $4300(which I only put $500 down.) That looked a little odd to me but here is where it gets real shady. The dealer explained to me that I would have to bring him a check for $1175 within 30 days for the state taxes, title, etc... because "the finance company doesn't finance the tax." I needed the truck and thought the charge was valid so I agreed to it. Well when I got home and looked the contract over, the $1175 for taxes and registration were listed as clear as day in the itemized breakdown of what was included in my monthly payments. Everything already went through with the Finance company and I made my first payment. However, I still have the dealer calling me and telling me that he is going to repossess the truck if I dont bring him the check. He is also calling friends of mine daily that I have listed as references. My first question is, can he repossess the car? and second, can he harass my references daily telling them my business and that they better tell me that its in my best interest to bring him the check?? Thank you sooo much for any help!

