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  1. #1
    Join Date
    Jun 2011
    Posts
    1

    Default Receiving Calls from Collection Agency Regarding Alleged Debt

    Hello. My wife and I recently started receiving calls (last week) from a company called Investment Capitol Management and Recoveries out of Monroe Washington concerning an alleged credit card debt that my wife has no recollection of. The collection company states that the debt is from 1994 and they are using her former married name in referrence to this debt. I have attempted to research this company regarding their legitimacy; however, I can only find references to the phone number they call from and an individual named Randall Goins and James Alexander and how they are a scam and have no legal right to collect. They initially threatened to sue us and seize our property as well as bank funds last week and they called again today mentioning to take legal action against us as well. I have called the FTC and filed a complaint who mentioned that even if there was a debt it would be considered Time Barred. It's very unsettling and I'm not sure if I should seek legal counsel in this matter. Any type of advice would be greatly appreciated. There is also no such debt reflected on my wifes credit report. She has outstanding credit. What should I do?

    Thanks.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Receiving Calls from Collection Agency Regarding Alleged Debt

    You can investigate whether there are lawyers in your undisclosed state who handle FDCPA violations (or violations of any similar state laws), and have them review your case. You can also investigate with whatever agency licenses bill collectors in your state to see if the company is authorized to work in your state, and to make a complaint about its conduct. No collection agency should be threatening to sue if they know that a lawsuit would be time-barred.

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