My question involves collection proceedings in the State of: Wa
Title says it all, about 45K in cc debit, 75 on mortgage, 10K on rv.
been unemployed over 2 years, no longer getting ui benefits, living off stock market cash account then on to ira account.
Have house , rv, car and few other assets. At some point I will be forced to default.
What are my options, should I sell every thing and just walk (or drive) away?
I can survive 6 more months before accounts are depleted, I'm thinking I should sell as much as I can to extend time period, close all accounts, pay by cash and default on all the cc account and "hide" until statute of limitations expire. Not a pretty sight but my options appear limited.
I spoke with Bk attrny and was told I don't qualify for ch 7 due to number of assets.
suggestions

