My question involves collection proceedings in the State of: Florida
Hello, I know a summons is in the works as I was not home when delivery was attempted and my finace didn't take it. I know avoiding it will cause a default judgement. I am terrified of this process. I own my home but owe way more than it's worth and I am never late on my mortgage payments. The furniture and most of the stuff belongs to my fiance. I am self employed with a small craft business and most of the time my bank account does not have alot in it.......I can pay my bills and thats about it. I had to default on some credit cards because though I had never been late and was no where near my limits, about a year ago they all cut my limit to what I owed and raised my APR to 29.9. I could not afford the payments and had to choose between them or my mortgage. I did keep some cards that were reasonable and continue to pay down my debt. I am wondering what will happen to me in this state, FL and it is Citi bank coming after me with an Orlando attorney for around $6500 plus I am sure. I have an appointment with an attorney this week, but still have not gotten the summons. Will they take all my bank account money and seize my property, I don't own a car and I work at home........

