My question involves a marriage in the state of New York : I will be filing for divorce very shortly and trying to "get my ducks" in a row before I do so. I live in NY and own a home with my husband. My question is as follows... I am NOT on the mortgage but I am on the deed. Am I responsible for paying the mortgage even if I don't live in the home??? If he sells the house, am I responsible it he takes a lost on it?