I am being sued by bluebonnet financial assets in Texas but I have yet to be served. After researching options online, I noticed the statute of limitations in Texas is four years. My last payment to the original creditor was May 2007 and according to my credit report, the date of my delinquency is also 5/2007. I have not made any other payments on this debt. Bluebonnet filed suit against me on May 9th, 2011. Is this suit still within the statute of limitations?
Also, if and when I do get served, I definitely will file an answer. Does anybody know of any credible resources to get help in doing this on my own or should I seek help from a lawyer? How much do these types of cases usually cost to be represented?

