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  1. #1
    Join Date
    Jul 2006
    Posts
    2

    Default Jail for late vehicle payments

    is there a law in texas that you can take someone to jail for a pmt being 2 months behind ? or the credit union getting a court order to surrender vehicle ?

  2. #2
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default Re: vehicle late

    there are no more debtor prisons in the US. (maybe for the IRS)

  3. #3
    Join Date
    Jun 2006
    Location
    Practicing in Los Angeles, California
    Posts
    411

    Default Re: vehicle late

    Quote Quoting GreatGadsby
    there are no more debtor prisons in the US. (maybe for the IRS)

    My response:

    Correct, and the Credit Union could reposses the vehicle for non-payment, pursuant to the contract and/or State law.

    IAAL

  4. #4
    Join Date
    Jul 2006
    Posts
    2

    Default Re: vehicle late

    Well !! Is there a law in Texas ? To get a court order to surrender the vehicle ? That was one of my questions.

  5. #5
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default Re: vehicle late

    of course there is, it's basic contract law. when you signed the deal to finance the car, the lender has a clause in there where they can take it back if you don't pay. they may not even need to take you to court first, read your contract !

  6. #6
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: vehicle late

    Is the issue that you made payments late, or that you are now alleged to be trying to hide the car such that it cannot be repossessed?

  7. #7

    Default Re: Jail for late vehicle payments

    The creditor can potentially sue you and get a court judgment to make you pay (and THEN if you don't pay, you could get jail time) but I don't think it's legal to threaten you with jail time "up front." This is, after all, a civil matter--not a criminal matter. If you have a court judgment already against you for the amount in question, that may be a different story.

  8. #8
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default Re: Jail for late vehicle payments

    They can NOT put you in jail for not paying on a civil judgement. the only way that could happen is if the judge signed an order for you to turn over the car and you didn't, then he could order you to jail for contempt.

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