Thanks, JK. Just to clarify, and I realize I may have omitted this yesterday, Sprint shows a $0 balance as a result of the charge-off. However, the amount the charge off that the agency is attempting to collect upon is $705.
I agree, and have/will not contact them. Once I file the dispute, and the credit bureaus agree to remove it from my file, can the collection agency contest it or place the item right back on to the report?
Many, many thanks for your time on this!

