I apologize--I did not see your question.

Quote Quoting cbg
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When you did not receive an explanation of benefits explaining how the claim was paid and what, if anything, you owed, did you follow up? Or did you just assume that everything was taken care of and that the insurance carrier and doctor's office would handle everything for you and that you need not take any responsibility for seeing that the bill was paid?
My father gets all the insurance stuff, not me. However, if anything was unusual, he would have let me know. He didn't receive any notice of a problem, either.
I went to the doctor. I paid my co-pay. After that, I went to the doctor again a few months later, and they never mentioned any problem.

I told collections and the doctor's office that it needed to be refiled. I thought that it was just refiled and that there was no problem because I was not contacted again for a month. I took as much responsibility as I could, since the insurance company will not talk to me as I am not the person who owns the insurance, just his dependent. So no, I do not believe I was irresponsibile. I am not to blame--I do not call the doctors office 6 months after each appointment to make sure my insurance paid, nor do I believe that is a reasonable habit.

Since collections began contacting me again, I have driven 2 hrs to the doctor's office to be told it cannot be refiled and that I just have to pay. I find it hard to believe that they can choose not to notify me that there was an error with my insurance, then send the bill to collections after it is too late to refile. I just want to know what my current options are.