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  1. #1
    Join Date
    Apr 2011
    Posts
    2

    Default Want to Confim My Debt is Out of Statute of Limitations for Collection

    My question involves collection proceedings in the State of: CA

    Hello all!

    I have a disputed account in collections from a hospital (if the hospital part even matters), also in CA, with the date the account was placed for collection of 03/2007. I have never paid any amount to the collection agency as I told them I disputed the validity of the account. I have been reading around and it is my understanding that after the statutes of limitations in your state has passed, it is no longer a legal debt?

    Can I have this disputed item removed from my credit report due to this, or is it in fact a valid debt until 07/2013 as the credit report is stating?

    EDIT: I think I found the answer to my own question after doing some more reading. They cannot attempt to collect, but it will still stay on my report?

  2. #2
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Want to Confim My Debt is Out of Statute of Limitations for Collection

    EDIT: I think I found the answer to my own question after doing some more reading. They cannot attempt to collect, but it will still stay on my report?
    You will find that they can still sue you and if you fail to present a SOL defense, they can still obtain a judgment.

  3. #3
    Join Date
    Apr 2011
    Posts
    2

    Default Re: Want to Confim My Debt is Out of Statute of Limitations for Collection

    I'm not really worried about them suing me as I haven't heard from them ever since I told them I was not going to pay them way back when; I just wanted to get it off of my credit report as that is the one and only thing I have ever had on there that is negative. I had misunderstood the statute of limitations and its purpose when I created this thread.

    Thanks for the reply though. I do appreciate the information; knowledge is power.

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