My question involves a credit report problem in the State of: PA
I have a company coming after me for invalid debt. It involves a contract that was cancelled over 9 years ago. Last year, a collections company started coming after us. I explained everything to them but they keep on.
Our credit reports show this as new debt even though the original transaction was in 2001 and it was cancelled in 2002.
I disputed the information with the credit bureau and it remains. They "verified" the data. How do they verify inaccurate data? Don't they have to show proof?
What can I do now? They've taken the old so-called debt and are stating on my credit report that I owe new debt and split the one account into 3 accounts.
The telephone rep at Experian stated that every time they add a charge to our account, it renews the debt but that doesn't make sense. With that theory, any company who rebills you with added charges would never have a statute of limitations.
Thanks for any help you can give here.

