In 1996 I bought a house. I was the primary signer on the loan and my boyfriend's grandfather was the co-borrower. In late 96 my boyfriend and I got married and in 97 divorced. I could not afford the house on my own (I was young and dumb at 21). My attorney advised that I sign a Quit Claim Deed to the Grandfather. I did and a few years ago I found out that my credit was dinged b/c my ex-mother-in-law lives in the house and was late on a few payments (her father is the grandgather that I signed the QC deed over to).
I then did some research and found out that the Quit Claim Deed was never filed and the loan is still in my name. I called my ex-relatives about this matter and they don't know where the Deed is. They told me that they want to sell the house, so they have asked for me to sign another Quit Claim Deed. I have suffered financially b/c of this deed and I would rather not sign another.
Can I sell the house? What consent do I need from the Grandfather being that he is the co-borrower? In the Divorce Decree there is no mention of the house.