My question involves an injury that occurred in the state of: New Mexico

I was rear ended by an uninsured motorist with a report taken by the police. The motorist verbally admitted he did not have insurance to the officer.

My insurance company has stated that our uninsured coverage can not kick in until they have contacted the responsible party to see if they "are insured" by anyone.

After one week my insurance adjuster has been unable to contact the responsible party and has said that they will have to go to their house.

I have a few questions:

What will happen if the driver/registered owner is not a U.S. citizen?

What if my insurance adjuster can not make any contact - what is their obligation to me as the insured/not at fault party?

Thanks so much - everyone on this website is really helpful.