The photos that you took of your car at your home, well after the accident is pretty much worthless. The reason photos are taken AT accident scenes is to give the insurance company a little more leverage to determine fault and protect there client as well as there interests. being that the other party is in possession of the photos gives them an advantage. If they see a photo that incriminates them, they can just toss that photo.
So basically, you were heading down a street and wanted to make a left hand turn into a parking lot.
This street had four traffic lanes, two in each direction.
There were two other vehicles traveling towards you.
One vehicle was behind the other in the far right lane of a two lane roadway.
The lead vehicle slowed down.
The rear vehicle went into the left lane to pass the slowing vehicle.
You started your left turn into the driveway and crashed with the vehicle that switched lanes.
1. You must stop, and then make sure the roadway is clear before crossing a yellow line dividing a roadway.
If I had to take a guess of the outcome of this story:
The other party will state that they switched lanes due to a slowing vehicle in there lane and you crossed the roadway without yielding to them. From the damaged areas of the vehicles that you describe, I think the insurance company will side with the other party.
Why didn't you call and file a police report at the time of the accident?

