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  1. #1
    Join Date
    Mar 2011
    Posts
    1

    Default Can Debt Collectors Garnish from a Closed Checking Account with 0 Balance

    Hi,

    I live in New York City and just finished closing a joint checking account I have with my Mother, which may end up getting a judgement against her from a debt collector (court date has not yet been set but trying to get as much information as possible)

    If the judgement is made against my mother, can the debt collectors somehow garnish from a closed checking account and cause it to have a negative balance that I will be liable to repay? (as my name is also on the account and my mother has no income)

    Thank you very much in advance for any information you may provide.

  2. #2
    Join Date
    Feb 2010
    Location
    CT & IL
    Posts
    5,273

    Default Re: Can Debt Collectors Garnish from a Closed Checking Account with 0 Balance

    No ,, they'll get nothing from the bank...banks are not stupid

  3. #3
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Can Debt Collectors Garnish from a Closed Checking Account with 0 Balance

    If the account has been formally closed, there's no account for them to garnish.

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