My question involves divorce in the State of: South Carolina
Currently all of our major debt is in my wife's name. I know that she wants me to keep the house and although I am listed on the Deed the Mortgage is in her name. My credit is in poor shape but our state requires a 12 month separation and I think I can pull my score up enough to purchase the house by then.
The questions I have are around my vehicle and our boat. Since the boat was purchased new 3 years ago it will not be possible to sell it but she wants me to keep it until I can finance it in my name. My Suburban is 15 months from being paid off and I will need something to pull the boat with. I could easily trade out of the Suburban because I owe about $10k less than the trade in value.
So my question is... If I keep these items and make the payments what can stop her from deciding to take the truck a month before I make the last payment. Right now everything is civil but I know that can change during a divorce.

