My question involves collection proceedings in the State of: Texas.
I cosigned for a car loan with my son (yes I know, stupid) and he has not been making payments on the loan. To prevent the loan from becoming delinquent, I have been making payments. To further complicate matters, he moved to Florida. He is still not making payments and now will not speak to me (of course, I'm the bad guy). If he would start making payments, I would not even ask for repayment of the back payments, but I fear he will not make another payment. What can I do to at least get the car back and try to recoup some of the money that is owed. I know I could win a judgement for money against him in court, but he still wouldn't pay. I don't want to take it to court, but I'm afraid it's the only option. What is the best course of action. The title is in both or our names.

