My question involves collection proceedings in the State of: Arizona
I'm in need of advice...
I've been sued by Zwicker & Associates on behalf of Discover Card for about $6,700. They've just began the wage garnishment process, taking about $510 a month from my wages.
I just checked my credit report, and Discover Card says "$2572 written off. $2572 past due."
I asked for a Debt Validation letter last week from Zwicker, and was spoken to in an extremely rude manner, told they "don't have to send me anything," and "obviously everything checked out because a judge granted the suit," and finally, "we don't care what you say, we're getting our money either way," then hung up on me.
I have no idea how to proceed from here - given that info - any help?