My question involves collection proceedings in the State of: California
I was served with a summons yesterday afternoon, filed in the county in which I currently reside in CA. The original loan was taken out while I was attending university in Louisiana. I was expelled from the school for not meeting academic requirements (a prolonged illness prevented me from attending class, but it was too late for me to withdraw for the semester).
The promissory note for the private student loan in question was signed in Louisiana, using the temporary student address I had at the time. At no point while I was attending school in Louisiana did I become a permanent resident - I continued to vote in CA elections, paid CA state income tax, and had a CA ID card.
A Jurisdiction and Venue clause in the Note states that I, the Borrower, consent to jurisdiction and placement of venue in the courts of Ramsey County, Minnesota.
I'm having trouble figuring out which SOL applies to the situation to file my response in court - In CA and MN, the SOL is quite definitely expired, but if I'm supposed to follow the LA SOL then they've filed within the time limit (barely).

