My question involves bankruptcy in the state of: Michigan.
I have a number of questions concerning bankruptcy, and creditors. If anyone could help I would greatly appreciate it.
1. I have about $12,000 in credit card debt, is there a minimum amount owed in order to file for bankruptcy?
2. From the time you default on your credit cards how long until they take you to court to garnish your wages? Normally what percentage of your check gets garnished?
3. Can you be turned down for bankruptcy?
4. The only thing I own worth of value is my car, however I still am making payments on it. Can that be taken away when I file?
Thanks in advance.

