Not much there in the marital estate besides the house and 401K. There is about $10-12K in stock/options. But there is about the same amount of bills/debt. Also, right now, I live in the marital home, but that is not necessarily because I want to. She moved out with the kids already. She does not want the home, but neither do I if I cannot afford it or unload it or get her to take some responsibility for the negative equity.