Results 1 to 3 of 3

Hybrid View

  1. #1
    Join Date
    Jan 2011
    Posts
    1

    Default Restricted License

    I live in NY state. I found out that I had a lapse in my auto insurance from March 9, 2010 January of 2011. I have not been in any accidents or have any speeding tickets. The state of ny has suspended my registration and is giving me a restricted license.

    is there ANYTHING I can do to avoid a restricted license?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Restricted License

    Not that I can see. To the extent that I can see ways to avoid the suspension, it appears that the actions must be taken before the lapse. Review this information.

  3. #3
    Join Date
    Feb 2010
    Location
    CT & IL
    Posts
    5,273

    Default Re: Restricted License

    I would not call that a lapse ; I would call that not having insurance for most of 2010.

    Quote Quoting Mr. Knowitall
    View Post
    Not that I can see. To the extent that I can see ways to avoid the suspension, it appears that the actions must be taken before the lapse. Review this information.
    What can occur if I cancel my liability insurance?

    The insurance company must notify the DMV if you cancel your liability insurance. Your insurance company is also required to notify DMV if your insurance coverage is reinstated or you get new insurance coverage. If the insurance company does not file an electronic notice about your new or reinstated liability insurance, the DMV sends you a letter about your insurance. Read the insert mailed with the letter, and follow the instructions in the letter. You are given 10 days from the date of the DMV letter to prove that you have insurance coverage, prove that you sold the vehicle, or show other proof that insurance coverage was not required in NYS. If you do have insurance coverage, also ask your insurance company (do not ask your agent or broker) to file an electronic notice of insurance coverage with the DMV.

    If you do not have liability insurance, you must surrender your vehicle plates to the NYSDMV immediately. Make sure you get a receipt. You must respond to the letter you receive from the DMV or surrender your license plates to prevent the suspension of your registration and driver license. If your liability insurance is about to lapse and you do not plan to replace it with other insurance, surrender your vehicle plates to the DMV before your insurance coverage lapses.


    Ahh, thats how....and they ask for your plates ... The state noted that you can show that you were not required to have insurance .. likely a bond alternate to insurance? Other?

    Quote Quoting Mr. Knowitall
    View Post
    Not that I can see. To the extent that I can see ways to avoid the suspension, it appears that the actions must be taken before the lapse. Review this information.


    What can occur if I cancel my liability insurance?

    The insurance company must notify the DMV if you cancel your liability insurance. Your insurance company is also required to notify DMV if your insurance coverage is reinstated or you get new insurance coverage. If the insurance company does not file an electronic notice about your new or reinstated liability insurance, the DMV sends you a letter about your insurance. Read the insert mailed with the letter, and follow the instructions in the letter. You are given 10 days from the date of the DMV letter to prove that you have insurance coverage, prove that you sold the vehicle, or show other proof that insurance coverage was not required in NYS. If you do have insurance coverage, also ask your insurance company (do not ask your agent or broker) to file an electronic notice of insurance coverage with the DMV.

    If you do not have liability insurance, you must surrender your vehicle plates to the NYSDMV immediately. Make sure you get a receipt. You must respond to the letter you receive from the DMV or surrender your license plates to prevent the suspension of your registration and driver license. If your liability insurance is about to lapse and you do not plan to replace it with other insurance, surrender your vehicle plates to the DMV before your insurance coverage lapses.

    From the DMV Knowitall posted. Did you get a notice when your insurance ran out?

    1. Sponsored Links
       

Similar Threads

  1. Under 18 with Restricted License
    By nolanL in forum Driver's Licenses
    Replies: 1
    Last Post: 03-03-2010, 07:34 PM
  2. Getting a Restricted License After a DUI
    By CMCM in forum Driver's Licenses
    Replies: 2
    Last Post: 02-01-2010, 08:16 AM
  3. Restricted License
    By NYgal in forum Driver's Licenses
    Replies: 1
    Last Post: 08-07-2009, 05:21 AM
  4. Getting Restricted License After Second DUI
    By sunsets in forum Driver's Licenses
    Replies: 4
    Last Post: 07-09-2009, 10:06 PM
  5. Getting a Restricted License
    By N300ta1 in forum Driver's Licenses
    Replies: 2
    Last Post: 05-30-2009, 08:18 PM
 
 
Sponsored Links

Legal Help, Information and Resources