About the timeline (I want to be sure that I know how long I have to live in the house before the boot).
I missed my December 1, 2010 payment. I guess the default occured on December 2?
I missed my January 1, 2011 payment. I received a notice of default letter around January 5, 2011.
The letter says I can make a payment of about $3500 by Feb 2, 2011 to be back on track.
Assuming I do not pay by Feb 5, how much time do I have?
Some sites say that I have as little as 190 days from the date of the first missed payment (Dec 2?).
It is now January 17, and according to the above, I have roughly 145 days until the 20 day notice to move out.
I also read someplace else that I have 180 days from the time that the initial forclosure proceedings have started. Were these proceedings started back in December (Dec 1 =the first missed payment) or in the future sometime (forclosure proceedings)? At what point do I have 180 days to move out?

