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  1. #1
    Join Date
    Jan 2011
    Posts
    17

    Default Which Insurance is Primary

    My wife is covered by two insurances. Initially she obtained an individual plan and then she got a group coverage through her job. As a matter of fact the individual plan came in effect a day earlier than the second one. How can she determine which one is primary?

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Which Insurance is Primary

    By reading the policies. They will include information about "coordination of benefits" which should answer that question. Failing that, by calling the Customer Services lines of the carriers in question.

  3. #3
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Which Insurance is Primary

    Not necessarily true. It depends on the Coordination of Benefits determinations as indicated by BOTH policies.

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