Results 1 to 3 of 3

Hybrid View

  1. #1
    Join Date
    Jan 2011
    Posts
    2

    Default Health Insurance Company Doesn't Want Subrogation Payment - Can I Keep It

    My question involves insurance law for the state of North Carolina.

    In Feb. 2010, I slipped on the ice at my former mother-in-law's house. I herniated two discs and sprained my neck. My mother-in-law had a small accident clause in her homeowner's insurance for an amount up to $5000. I turned this in on my health insurance, but since I am a teacher with inadequate state health insurance, I had some out of pocket expenses I couldn't pay. Her insurance company took care of this and issued me a subrogation check that was made out to me and to the insurance company.

    This is where it gets weird...my health insurance company didn't want it! They told me that they only took subrogation checks for auto insurance, not homeowners. The representative on the phone told me to "keep it." As a young teacher, a check for $2500 would come in VERY handy. My question is...can I legally keep and cash it? Or does the homeowner's insurance company get it back?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Health Insurance Company Doesn't Want Subrogation Payment - Can I Keep It

    Have they agreed to sign the check for you?

  3. #3
    Join Date
    Jan 2011
    Posts
    2

    Default Re: Health Insurance Company Doesn't Want Subrogation Payment - Can I Keep It

    Quote Quoting Mr. Knowitall
    View Post
    Have they agreed to sign the check for you?

    You know, they didn't say anything about it. I guess I should call them back and ask.

    1. Sponsored Links
       

Similar Threads

  1. Health Insurance: Health Insurance for a Small Company
    By Smilze1234 in forum Insurance Law
    Replies: 3
    Last Post: 11-19-2009, 08:29 AM
  2. Health Insurance: Bodily Injury and Health Insurance Subrogation
    By JQPublic in forum Insurance Law
    Replies: 4
    Last Post: 10-06-2009, 05:40 AM
  3. Health Insurance: Health Insurance Subrogation Against An Injury Settlement
    By smithb_1980 in forum Insurance Law
    Replies: 1
    Last Post: 05-16-2008, 02:46 PM
  4. Health Insurance: Primary And Secondary Health Insurance Resulting In Higher Payment
    By crazy in forum Insurance Law
    Replies: 1
    Last Post: 02-26-2008, 07:24 PM
  5. Health Insurance: Billed Due To Misunderstanding By Health Insurance Company
    By patti in forum Insurance Law
    Replies: 4
    Last Post: 01-18-2007, 11:11 PM
 
 
Sponsored Links

Legal Help, Information and Resources