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  1. #1
    Join Date
    Jan 2011
    Posts
    1

    Question Just Got a Summons from Credit Card Company

    My question involves collection proceedings in the State of: ok

    I rec'd a summons from a credit card company a few days ago and they are sueing me for $2700! I only have a few days to responed and dont know what to do?? The paper work just says to write a response and have it to the court by next week! I am not saying I dont owe the money, I do, I just dont have any money! I have more in monthly bills then I make so it has been hard to make payments! We are going to file bankruptcy in a few months! I cant do it right now because it will take us a while to save up the money to pay the lawyer! So we will most likely file in April. But what do I do with the suit in the mean time??!!! I have no extra money to pay an lawyer, but I dont know what to do! PLEASE HELP ME!!! Thanks!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Just Got a Summons from Credit Card Company

    Your most obvious options are that you can answer the lawsuit and defend against it, negotiate a settlement before or after answering, or default. If you default, obviously, they will get a judgment against you.

  3. #3

    Default Re: Just Got a Summons from Credit Card Company

    I am going through the same thing. I lost a good paying job and had to take a job with much less pay. I was informed I could be sued for this debt. How far can they take this?

  4. #4
    Join Date
    Feb 2011
    Posts
    16

    Default Re: Just Got a Summons from Credit Card Company

    If you are planning on filing a chapter 7, what are you worried about?
    Chapter 7 eliminates cc debt or any judgments from cc debt.

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