Massachusetts District Courts report the outcome of Civil Motor Vehicle Infraction (CMVI) hearings to the Registry of Motor Vehicles and the Massachusetts Merit Rating Board. Massachusetts insurance companies obtain this information, because they have access to
Mass. Driving Records and they use it to impose surcharges and establish premiums for insurance policies. I am not aware of whether insurance companies or other states receive this information. So, there’s at least a chance that your home state will not discover the Massachusetts speeding conviction.
In Massachusetts, there is no way to avoid a surcharge or responsible entry on your Mass. driving record by paying a fine, taking a class, or arranging for some kind of alternative disposition. G.L. c. 90C § 3 provides in pertinent part that “[a]t the conclusion of the hearing, the magistrate or justice shall announce a finding of responsible or not responsible. The magistrate or justice shall enter a finding of responsible if it was shown by a preponderance of the credible evidence that the violator committed the infraction alleged; otherwise the magistrate or justice shall enter a finding of not responsible.
No other disposition shall be permitted, and such matters shall not be continued without a finding, dismissed, or filed.” Therefore, the only way to avoid a surcharge, “points,” or a “responsible” finding on your driving record is to be found “not responsible,” after a hearing for the violation.