My question involves collection IN STATE OF WA. I'M 62 YRS RETIRED,LOW INCOME SENIOR CITIZEN. LAST YEAR I WAS HOSPITALIZED IN ER FOR MINOR CHEST PAIN,HIGH PULSE & SHORT OF BREATHNESS BY MY FAMILY. AT THE ER THEY TOLD ME TO SIGN THE ASSIGNMENT/CONSENT FOR TREATMENT. I TOLD THEM I DON'T HAVE ANY INSURENSE/MONEY TO PAY THE BILLS CAUSE I'M SELF-EMPLOYED LOW INCOME INDIVIJUAL SURVIVING ON MY SAVINGS FOR RETIREMENT MONEY.
SO I REFUSE TO SIGN MY CONSENT/ASSIGNMENT ON PAPER.THEY TOLD ME DON'T WORRY YOU WILL BE ELIGIBLE FOR CHARITY/MEDICAID HELP IF I BRING MY PROOF OF INCOME. I RELIED ON THEIR WORD SO THEY ADMITTED ME WITHOUT MY SIGNATURE.THEY STARTED WITH BP CHECK, IV AND XRAY.I ASKED WHAT IS WRONG WITH ME.THEY TOLD ME TO WAIT UNTIL DOCTOR SEE ME.THEY KEPT ME WAITING FOR HOURS TILL DOCTOR CAME & TOLD ME THAT I NEED A ANGINA SURGERY AND HAVE TO SIGN A PAPER FOR MY CONSENT FOR TREATMENT/SURGERY.I ASKED THE DOCTOR HOW MUCH IT GONA COST ME.THEY TOLD ME MORE THAN $10000+POSSIBILITY OF DEATH. I REFUSED TO SIGN & DECLINED THE TREATMENT/SURGERY AND REQUESTED TO RELEASE/DISCHARGE ME FROM HOSPITAL, SO I CAN FIND AFFORDABLE, RISKFREE ALTERNATIVE TREATMENT.THEY TOLD ME THAT I HAVE TO SIGN A PAPER FOR DISCHARGE/RELEASE AGAINST MEDICAL ADVISE. I SAID I'M READY TO SIGN. THEY TOLD ME TO WAIT UNTIL THE MAIN DOCTOR COME & RELEASE/DISCHARGE ME.THEY KEPT ME WAITING WHOLE NIGHT.NEXT DAY DOCTOR CAME & REALEASED ME FROM HOSPITAL.
I FOUND AFFORDABLE,RISK FREE/MINIMAL RISK ALTERNATIVE TREATMENT (EECP) WITHOUT ANY SURGERY FROM A PRIVATE DOCTOR, PAID HIM FULL AND GOT WELL. THE PREVIOUS HOSPITAL SEND ME A BILL OF MORE THAN $ 9600 BILL FOR JUST IV, XRAY,BLOOD TEST AND WAINTING FOR DOCTOR TO COME & DISCHARGE ME FROM HOSPITAL EVEN WITHOUT MY CONSENT/ASSIGNMENT SIGNATURE.
I SEND MY PROOF OF LOW INCOME(INCOME TAX COPY) TO THE HOSPITAL AND TOLD THEM THAT I'M NOT ABLE TO PAY THAT BILL WHICH I DIDN'T AGREED TO PAY FOR TREATMENT.I RELIED ON THEIR PROMISE FOR ELIGIBILITY OF HELP FROM HOSPITAL.
LAST MONTH MY BANK ACCOUNTS WERE GARNISHED BY A COLLECTION AGENCY ON BEHALF OF DEFAULT JUDGEMENT OF OVER $ 10000. THEY TOOK ABOUT $7000-8500 MY TOTAL MONEY WHICH INCLUDES MY LAVY EXEMPTED MONEY 6 MONTHS SOCIAL SECURITY MONEY(42 U.S.C,407) , BODILY INJURY AWARD MONEY(RCW 6.15.010(3)(F) FOR MY WIFE/FAMILY,RETIREMENT SAVINS AS A SELF-EMP TO SURVIVE MY DEPENDENT WIFE/FAMILY(RCW 6.32.250 IN CONJUNCTION WITH RCW 6.15.150(2) AND RESTITUTION AWARD MONEY(CRIME VICTIMS COMPONSATION RCW 7.68.070).
I HAVE FILED A EXEMPTION CLAIM IN THE COURT ON TIMELY MANNER AND SERVED A COPY TO OTHER PARTY (CREDITOR'S ATTORNEY). THEY OBJECTED, CAUSE OF BANK STATEMENTS WERE NOT ATTACHED TO THE EXEMPT CLAIM. SO I AMENDED MY EXEMPT CLAIM WITH AFFIDAVITE INCLUDE BANK STATEMENT , FILED IN THE COURT AND SERVED A COPY TO THE OTHER PARTY AND FILED A PROOF OF SERVICE IN THE COURT.
WHILE DOING THIS, I GOT A COPY OF COURT CASE, FILED BY OTHER PARTY AND DIDN'T FOUND MY SIGN ANYWHERE IN THE COURT FILE FOR ASSIGNMENT TO ANYBODY OR WATVED MY RIGHTS TO ANYONE. ALSO NOBODY HAS TESTIFIED PHYSICALY IN THE COURT WHILE FILING THE CASE AGAINST ME, EXEPT THE SERVER WHO TESTIFIED THAT HE PRESENTED AND SERVED/LEFT THE SUMMONS TO SOMEBODY AT MY PROPERTY WHO REFUSED TO GIVE HIS NAME AND SIGN, GIVING DESCRIPTION OF THE PERSON NOT MATCHING TO ME ACCURATELY.(IE MY AGE AND WEIGT, 7YRS OF AGE AND 40 POUNDS OF WEIGT DEFERENCE IN HIS STATEMENT).
THERE WAS NO NOTICE APPEARANCE FILED IN THE COURT CASE FILES. AFTER INVESTIGATION OF THIS, I HAVE ALSO FILED A MOTION FOR ORDER TO SHOW CAUSE RE;VACATE THE CAUSE #XX. AND REQUESTED A RELIEF ON THE GROUNDS OF IMPROPER SERVICE OF PROCESS AND CHECKED (X) THE BASIS 1-CIVIL RULE 60(B)(1),(2)(B)(3),(B)(4) ,(5)(B)(11) AND ANY OTHER RELEVANT LEGAL AUTHORITY. I ALSO REQUESTED TO COURT/JUDGE TO HER MY MOTION TO VACATE THE ORDER BEFORE MY MOTION FOR EXEMPTION CLAIM ON THE SAME DAY WHEN I APEAR IN COURT FOR EXEMPTION HEARING.
MY QUESTION IS HOW STRONG IS MY CASE ? (IE;WHAT ARE THE WINNINIG CHANCES%) I CAN'T AFFORD ATTORNEY (ALL MY MONEY HAVE BEEN GARNISHED). I'M FIGHTING BY SELF/OR WITH KIND & NICE AMERICAN VOLUNTEERS HELP. I NEED MORE HELP TO IMPROVE MY WINNING CHANCES.
ANY SUGGESTION/CORRECTIONS OR THOUGHTS ARE APRECIATED AND MOST WELCOMED

