My question involves collection proceedings in the State of: Illinois
Today, I recieved a phone call from a man with a very thick indian accent. He told me that he was collecting on behalf of US Cash Advance for the amount of $350. He told me that if I did not commit to paying,then they have a case against me in court, and they would be filing charges against me.
When I asked him to send me something explaining the debt/charges he said that he could not do this, because it was a payday loan which doesn't fall under a federal loan?
I have recieved payday loans in the past, but they have been paid off.
Is what he is doing illegal?

