My question involves a speeding ticket from the State of: Maryland.
I've got a few questions about a recent speeding ticket I received.
I'm an NJ resident, currently attending school in Maryland. On my way home from school (in Baltimore), I was pulled over in Cecil county on I-95. State trooper said I was doing 84 in a 65, and explained this would be a 2 point ticket.
I'm well aware that defensive driving course only removes the points from your license, but not from insurance. Does anyone know if the insurance company will automatically receive this information from the DMV?
I'm 22 but live with my parents and am on their insurance. The insurance company told me that if the points stick, our insurance will go up $600-800 every 6 months for the next 3 years! Anyone have any experience with this? They also said my parents' insurance will go up as well.
I will most definitely be going to court in an attempt to plea this down to zero points. I have a clean driving record as of now. I received a speed camera ticket in the mail from Baltimore roughly a week before this, but with no points attached. Before all of this, I hadn't had a ticket in 5 years. And that speeding ticket was plead down to unsafe operations with 0 points and an increased fine.
I wouldn't object to an increased fine to reduce the amount of points. If I cannot get the points removed, I will be returning with a lawyer recommended to me. Being a college student, I don't have much money. In fact, my parents pay my insurance for me as is because of that. If I get the points, the only people really being affected by it is my parents - which seems unfair.
Any advice or words of encouragement (or discouragement) would be greatly appreciated.