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  1. #1

    Default Non-U.S. Citizen Contacted by Collection Agency

    My question involves collection proceedings in the State of: New York

    I defaulted on my student loan because my disposable income did not allow me to make monthly payments. I am a Non-U.S. citizen, have not worked in the U.S. since I graduated and I am not planning to live in the U.S. in the future. I was contacted by phone by a debt collection agency in the country I currently live, a EU-member state. What are the legal actions they can take against me if I ignore them?

    Nowhere is explained what are the consequences for you, if your disposable income is very low, you do not own property to sell, you do not have any assets, you cannot get a loan from another bank and you do not live in the U.S.

  2. #2
    Join Date
    Feb 2010
    Location
    CT & IL
    Posts
    5,273

    Default Re: Non-U.S. Citizen Contacted by Collection Agency. Consequences

    They can make you live in NYC until its paid off .. is that cruel & unusual punishment? I think so. Check the contract you signed, it may follow you where ever you go. You are basically saying that you cannot & will not pay so why you posting?

  3. #3
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Non-U.S. Citizen Contacted by Collection Agency

    They can take whatever steps are permitted under the laws of your nation.

    Skipping out of the country doesn't make your debts go away.

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