My question involves collection proceedings in the State of: Michigan
1. charge card 6 month same as cash. Paid it in 4 month. In 2006
2. letters and calls from 4 CA and #4 is now suing.
3. They never validated yet in 2008 thread of lawsuit and I request validation again. Nothing but in 2009 another CA is trying to collect on behalf of CA #4. I insist in validation again. Nothing, no reply. I followed up each CA with a second demand for validation.
4. Get summond and complaint from CA # 4 May 2010 and file my answer, sworn deniel and another demand for validation. Reply from CA # 4 "they need time to validate and when they get answers they will send it to me. I waite for validation and get court papers for mediation.
5. At mediation local attorney indecates he represents collection attorney and reads verbatim from his phone a standard letter send from CA with an offer to settle to be paid in full. I decline since he had Nothing but his phone and I had a file with copies of everything.
6. Now it is moved to pretrial conference and the Collection attorney with CA # 4 as client changed pretrial date ones. CA # 4 claims to be the assignee of this account even if it went already thru 3 previous CA claiming the same.
7. I looked at the summons and complaint and found the avidavit is hearsay signed by employee of CA #4 the date is changed by hand (not typed) from 2008 to 2010. There is no contract signed by me ever which they claim and the claim the complaint has a coppy of alleged account attached which there is no attachment what so ever. I try to talk to attorney yet they want talk to me. I don't understand this at all.
I prepared a motion to strike affidavit and a motion to dismiss this claim. Should I file my motion before the pretrial conference or should I waite and file it at pritrial conference? I need these answers fast since I am pro se, can't go to see an attorney and live from Social Security Supplement, have no car or home or even own a bankaccount. My bills I pay with money orders. Also, I don't understand the court rules at all even if I try.

