My question involves collection proceedings in the State of: Michigan. I have a $10 balance that was added onto my bill for a pair of glasses, and I did not pay it. Now I am getting a bill for $160, $150 for late fees. It has not been turned over to a Collection Agency. Is this legal? I have purchased a Cashiers Check for the $10, but am not sure of the nature of the letter I need to write to them when I mail the payment? Thank you for any help!

