My question involves bankruptcy in the state of: WA
I'm debating on whether or not I can file Chapter 13?
Synopsis: Lost my job a year and a half ago. Was on unemployment. Took out 401K year before to survive, now paying tax penalty every month. Couldn't pay credit cards or mortgage (behind by 5 months). Don't have a second mtg, but have HELOC. Started working only 3 months ago, with less pay. Now stuck? Creditor(s) calling, can't
catch-up. Should I file? Any advice would be most appreciated. Thanks.