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  1. #1
    Join Date
    Dec 2010
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    12

    Default Can Collection Agencies Stop You from Traveling

    My question involves collection proceedings in the State of: Texas

    I purchased a travelling ticket and some other things using my credit card.Now I'm not in a position to pay.My credit card company called me and told that my file would be given to collection agency.Now my concern is....is there any way that collection agency can stop me from travelling at the airport since I have purchased the ticket using the same bank.

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
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    16,307

    Default Re: Can Collection Agencies Stop You from Travelling

    Collection agencies are not the police. They may not stop you from doing ANYTHING.

  3. #3
    Join Date
    Dec 2010
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    12

    Default Re: Can Collection Agencies Stop You from Travelling

    Quote Quoting LawResearcherMissy
    View Post
    Collection agencies are not the police. They may not stop you from doing ANYTHING.
    thanks for the reply.I was worrying as my travel abroad is must and they know that I'm travelling out of country and the bank asked me where is the merchandise I purchased at so and so store using their credit card.I was thinking they would stop me at the airport if don't pay them in full.

  4. #4
    Join Date
    Sep 2010
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    19,901

    Default Re: Can Collection Agencies Stop You from Travelling

    Reread Missy's post. They can't stop you from travelling. They can't even recover merchandise you bought with a credit card. The need to sue you and get a judgement.

    If they told you they could do anything other than bring a lawsuit, they have broken both Federal and Texas law and you may have redress.

  5. #5
    Join Date
    Dec 2010
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    12

    Default Re: Can Collection Agencies Stop You from Travelling

    Quote Quoting flyingron
    View Post
    Reread Missy's post. They can't stop you from travelling. They can't even recover merchandise you bought with a credit card. The need to sue you and get a judgement.

    If they told you they could do anything other than bring a lawsuit, they have broken both Federal and Texas law and you may have redress.
    thanks once again for the reply....how long it would take them to decide to sue me??

  6. #6
    Join Date
    Sep 2010
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    19,901

    Default Re: Can Collection Agencies Stop You from Travelling

    The have several years from the point you became delinquent.

  7. #7
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Can Collection Agencies Stop You from Travelling

    how long have you had this card?

  8. #8
    Join Date
    Dec 2010
    Posts
    12

    Default Re: Can Collection Agencies Stop You from Travelling

    Quote Quoting jk
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    how long have you had this card?
    for 2 months....and it was closed 10 days back...and I received an official mail yesterday....and also recieved a call from them yesterday stating what I have said in the above post....

  9. #9
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Can Collection Agencies Stop You from Travelling

    if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.

  10. #10
    Join Date
    Dec 2010
    Posts
    12

    Default Re: Can Collection Agencies Stop You from Travelling

    Quote Quoting jk
    View Post
    if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.
    I have no such intent.....but it happened unfortunately....I have no clue on this issue.

    Quote Quoting jk
    View Post
    if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.
    I jus checked with the airlines and my ticket is in confirmed status....I'm travelling in january...

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