My question involves collection proceedings in the State of: Florida
Hello, I live in Florida and was recently given a Court Summons from a bank card that is in the amount is $33,000 plus legal and interest costs. This card is about 1 ½ years late and due to a bad string of luck, including a modification of home, wage cuts, it was never paid. The questions I have is 1) how do I answer the summons. 2) Should I look at bankruptcy for this and I also have a hard time paying the home loan, even after the mod. Thanks

