My question involves an injury that occurred in the state of: ND

I have another question. Couple years ago, I was in an accident with few cars in a snowy day. One driver was bleeding on his mouth and nose due to the deployment of his air bag. The police report did not say whose fault it was but the charge is pending. What does it mean ? I checked with my car insurance company and the case is still not settle yet. Will the police charge me some day ?

I am applying colleges and the application forms always ask if I have criminal charges pending. Does it considered as criminal case ? I want to make sure I answer it correctly.

Thanks for any advise.