My question involves collection proceedings in the State of: Ohio
I'm about to default on my student loans, I take full responsibility. I'm 374 days past due, and I owe roughly $1200. I'm out of deferment and forbearance time. I'm going through Sallie Mae. I was laid off, but now working again. I don't make much and my wages are being garnished. I'm trying to get Sallie Mae to work with me, give me a payment arrangement to bring my account current, but they want all the money up front. I don't have that kind of money laying around nor do I have any help from family. I really want to start paying on this and get it taken care of, but I feel like I can't get any help. Is there anything I can say to them to get them to help me? Or is there any kind of help out there?