My question involves bankruptcy in the state of: MICHIGAN
I am filing chapter 7. I just went in front of the trustee, raised my right hand..pretty much her response "good luck to you". Now I have to take some online debt class, fine. Then I apparently get discharge papers.
I thought all was well until I get an email from my attorney. A creditor I got my T.V and entertainment center from over 2 yrs ago wants me to "reaffirm" an outragous amount. I called my attorney and said "no way", they can come pick them up!
Really? They can do this, well...I know they can, they are BUT shouldn't my attorney negotiate a balance or something!?? Why would they want it/them back?

