My question involves collection proceedings in the State of: New York
had a car loan with Jp morgan chase bank, had to do a voluntary surrender, and then they sold the car and the amount that was left which was 16,000 was taken out of my wife's account without her knowledge or concent, question is that the car was only under my name not hers, she was the owner of bank account which is chase, i'm just co-owner of account, can i still get that money back and do monthly payments? or settle the account for less that the 16.000.

