My question involves bankruptcy in the state of: Florida

I'm currently in debt and I'm interested in going bankrupt. I'm still young and I'm not sure if it would be a good idea for me to just try to settle with the creditors or would it just be best to go bankrupt. I also wanted to know if I should wait on buying house if I file bankruptcy or will it impact me dramatically if I do it after I file? What other options do I have to get my credit score back up. Thanks