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  1. #1
    Join Date
    Oct 2010
    Posts
    2

    Default Step Broke and I Fell

    Well I was walking down my apartment steps and the step broke(some of the steps were rotted) and I fell down them. I ended up breaking my fifth metatarsal which required me to get surgery and a screw placed in it and for me to be on crutches for 2 1/2 months. I told my landlord and he didn't offer to give up insurance or even help pay the medical bills, although he was quick to repair the steps. So I ended up covering what my insurance didn't and my insurance has been giving me issues about paying for it. Since I'm graduating from grad school soon I was going to join the Air Force but they denied me because of the screw. Should my landlord be responsible for it? This happened in NY about 4months ago.

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Step Broke and I Fell

    my insurance has been giving me issues about paying for it
    What sort of issues? Have you heard from their subrogation department yet? This is the department that goes looking for the party who might be responsible for paying your medical expenses when you've been injured as the result of an accident.

  3. #3
    Join Date
    Oct 2010
    Posts
    2

    Default Re: Step Broke and I Fell

    Quote Quoting LawResearcherMissy
    View Post
    What sort of issues? Have you heard from their subrogation department yet? This is the department that goes looking for the party who might be responsible for paying your medical expenses when you've been injured as the result of an accident.
    yes, I did hear from them. They wanted to hear what happened. They have been stalling paper work at every chance they get.

  4. #4
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Step Broke and I Fell

    It may be your landlord's insurance company stalling. Continue to cooperate with your insurance company's subrogation department. If they ultimately deny your claims and refuse to pay the bills, get an attorney and sue your landlord.

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