I read on this post that the credit report is "only as good as the flunky who processed the information." The information comes from the actual source in almost all cases, so how could this "flunky" create their own information? For example, if Mercedes Benz Financial reports your last 27 payments exactly to the letter on your report would appear pretty accurate to say the very least.
This topic is about student loans being discharged in chapter 7 bankruptcy. Right now I have 2 credit reports that shows all of them discharged in CH 7 with zero balance, the statement discharged in Ch 7, and the date that it will leave the reports. Here is the critical information on those 2 reports: the information furnisher is the student loan company itself. How could some "flunky" just create this on 2 credit reports? Furthermore, why would a student loan company furnish information that clearly states that the loans were discharged in Ch 7 if this were not true? Could someone here please answer that question for me?
Last thought, but I am currently disputing the Equifax report as they have a totally different information furnisher saying that I still have these debts. Any ideas on this dilemma would be greatly appreciated! Take care

