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In 2009 I filed chapter 7. Before my discharge the bank that was holding my student loan emptied my checking and savings... I then received my discharge papers and the next day the bank called and said I needed to get on a payment plan for my (private) student loan... I agreed to 300 a month. Then I received my credit report and it said that debt was discharged and my balance was zero. The bank said they can't provide me with a statment, but could tell me how much more I owe. What recourse can I take, please help.l
1. A credit report is only as good as the flunky who inputed the info.

2. Student loans (private or otherwise) are not dischargeable unless you filed an adversary and had the Judge determine that paying for them would be a hardship.

3. If the loans are student loans, the lender is free to collect in any manner allowed by law.

Des