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  1. #1
    Join Date
    Oct 2010
    Posts
    3

    Post Child Support and the Affordable Care Act Law

    My question involves child support in the State of: Mississippi

    I was wondering about the new Patient Protection and Affordable Care Act that now extends heatlth insurance to children on their parents plans until the age of 26.
    My husband is responsible for his daughter under a court order divorce decree for CS and medical insurance, including non-covered medical expenses to be split with ex wife
    50/50 until age of emancipation, which in Mississippi is 21. Daughter is 20 years old and in college. My husband helps with tuition, although not ordered to in decree. Daughter also has full time job at the moment. My question being, will husband be required by court to continue to pay 50% of non-covered medical expenses after emancipation, or will it involve a modification thru the courts? Thank You.

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Child Support and the Affordable Care Act Law

    The new law permits a parent to continue covering a dependent child until his or her 26th birthday. It does not require that all parents continue to cover their children until age 26.

    Beyond that, we have no way of knowing what the court will require.

  3. #3
    Join Date
    Oct 2010
    Posts
    3

    Default Re: Child Support and the Affordable Care Act Law

    To cbg:...Thank You for clarifying that for me. I am pretty sure our ins. carrier is under that grandfather clause and may be up to their discretion as to what stipulations they follow or how many laws they choose to enforce, I have not read alot into it fully. Thanx again.

  4. #4
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    24,521

    Default Re: Child Support and the Affordable Care Act Law

    what grandfather clause?

    There's no grandfathering about it. Starting with the first plan renewal after September 23 (which for most, but not all plans, will be January 1) an insurance carrier must permit a parent who wants to cover a dependent child under the age of 26 to do so. There is no discretion about it. If the dependent child is under 26, the insurance carrier must permit the parent to carry that dependent child.

    However, a parent who does not wish to carry that child, need not do so.

  5. #5
    Join Date
    Oct 2010
    Posts
    3

    Default Re: Child Support and the Affordable Care Act Law

    Thanks again cbg, I was wrong in my thinking as I did believe it was going to be federally mandated according to www.hpminstitute.org, but that is what I get for believing everthing (well,just a figure of speech) I read on the internet! Also, my ignorance in the poor knowledge of insurance and politics...drives me nuts!!

    Bottom line, Hubby's daughter will continue to be covered under our plan as long as she is a full time student, she deserves that.
    I appreciate your help

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